Our Mission
Founded by experienced professionals, Hancock Investment Advisors is a forward thinking organization committed to long-term relationships with its clients. We assist them in achieving their investment goals through education, expertise and excellent service.
Investment Philosophy
Hancock Investment Advisors employs a total rate of return, disciplined, relative value approach to investment management. Our objective is to provide long-term, consistent, superior returns while achieving attractive risk versus reward relationships. We utilize fundamental analysis and an assessment of relative value within the context of current market conditions, future movements in interest rates, changes in the shape of the yield curve and changes in sector spreads to derive portfolio strategies. Strategy implementation employs a disciplined investment approach, constantly assessing market conditions in order to take advantage of market anomalies. Hancock Investment Advisors’ results are derived from an emphasis on security selection, sector allocation and yield curve management rather than from interest rate forecasts. Through the use of rigorous, fundamental and mathematical analysis, we continually assess the market for opportunities that provide the most attractive risk versus reward relationships.
Our Method
Hancock Investment Advisors utilizes total return as the foundation for our investment management decisions. We recognize that a fundamental, math-based decision making process is critical to making the best risk versus reward decisions. Hancock Investment Advisors evaluates the performance of an investment portfolio over three different time frames and seven different interest rate scenarios. We calculate a portfolio’s income potential in conjunction with its market value change to determine the portfolio's true return. Calculating multiple potential outcomes for an investment portfolio allows us to optimize the portfolio’s return while maintaining an acceptable level of risk.
Hancock Investment Advisors employs the same total return approach when evaluating individual securities for purchase or sale. Comparing investment options with various yields, maturities and cashflows is confusing without the benefit of calculating the security’s total return. Only through the understanding of a security’s risks will we be able to evaluate whether a return is acceptable. Our math-based approach takes assumptions about interest rates out of the equation and focuses on risk versus reward.
